There is also information about your computer hardware and software that is automatically collected by Michigan Financial Mortgage Company. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by Michigan Financial Mortgage Company for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Michigan Financial Mortgage Company Web site.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Michigan Financial Mortgage Company public message boards, this information may be collected and used by others. Note: Michigan Financial Mortgage Company does not read any of your private online communications.

Michigan Financial Mortgage Company encourages you to review the privacy statements of Web sites you choose to link to from Michigan Financial Mortgage Company so that you can understand how those Web sites collect, use and share your information. Michigan Financial Mortgage Company is not responsible for the privacy statements or other content on Web sites outside of the Michigan Financial Mortgage Company and Michigan Financial Mortgage Company family of Web sites.


Use of your Personal Information

Michigan Financial Mortgage Company collects and uses your personal information to operate the Michigan Financial Mortgage Company Web site and deliver the services you have requested. Michigan Financial Mortgage Company also uses your personally identifiable information to inform you of other products or services available from Michigan Financial Mortgage Company and its affiliates. Michigan Financial Mortgage Company may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Michigan Financial Mortgage Company does not sell, rent or lease its customer lists to third parties. Michigan Financial Mortgage Company may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Michigan Financial Mortgage Company may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Michigan Financial Mortgage Company, and they are required to maintain the confidentiality of your information.

Michigan Financial Mortgage Company does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

Michigan Financial Mortgage Company keeps track of the Web sites and pages our customers visit within Michigan Financial Mortgage Company, in order to determine what Michigan Financial Mortgage Company services are the most popular. This data is used to deliver customized content and advertising within Michigan Financial Mortgage Company to customers whose behavior indicates that they are interested in a particular subject area.

Michigan Financial Mortgage Company Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Michigan Financial Mortgage Company or the site; (b) protect and defend the rights or property of Michigan Financial Mortgage Company; and, (c) act under exigent circumstances to protect the personal safety of users of Michigan Financial Mortgage Company, or the public.


Use of Cookies

The Michigan Financial Mortgage Company Web site use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Michigan Financial Mortgage Company pages, or register with Michigan Financial Mortgage Company site or services, a cookie helps Michigan Financial Mortgage Company to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Michigan Financial Mortgage Company Web site, the information you previously provided can be retrieved, so you can easily use the Michigan Financial Mortgage Company features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Michigan Financial Mortgage Company services or Web sites you visit.


Security of your Personal Information

Michigan Financial Mortgage Company secures your personal information from unauthorized access, use or disclosure. Michigan Financial Mortgage Company secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

Michigan Financial Mortgage Company will occasionally update this Statement of Privacy to reflect company and customer feedback. Michigan Financial Mortgage Company encourages you to periodically review this Statement to be informed of how Michigan Financial Mortgage Company is protecting your information.

Contact Information

Michigan Financial Mortgage Company welcomes your comments regarding this Statement of Privacy. If you believe that Michigan Financial Mortgage Company has not adhered to this Statement, please contact Michigan Financial Mortgage Company at info@michiganfinancial.net. We will use commercially reasonable efforts to promptly determine and remedy the problem.